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Laura Suter, individual finance analyst at A.J. Bell, claims: ‘Annoyingly for moms and dads there is absolutely no effortless reply to issue. You’ll need a crystal ball to see just what job your youngster is certainly going into, exactly how much they will make, and exactly how much their salary will increase. ‘

In the event that you suspect your son or daughter are going to be a high-earner then paying down the loan could save them thousands of pounds in interest costs. (more…)